LEGAL INFORMATION, TERMS OF USE & PRIVACY POLICY
These Terms of Use and Privacy Policy (together, the “Terms”) govern your access to and use of this website and any related online platforms, portals, software, or services made available by Walmer Asset Management (“Walmer,” “we,” “us,” or “our”) (collectively, the “Service”).
By accessing or using the Service, you agree to be legally bound by these Terms and all applicable laws and regulations. If you do not agree, you must not access or use the Service.
IMPORTANT NOTICE
Please read these Terms carefully. They contain important legal information, including limitations of liability, disclaimers, and indemnification obligations.

1. NO OFFER; SECURITIES DISCLAIMER
No Offer or Solicitation
The Service is provided solely for informational purposes. Nothing on the Service constitutes, or should be construed as, an offer to sell or a solicitation of an offer to buy securities, investment products, or advisory services in any jurisdiction where such an offer or solicitation would be unlawful.
Any investment opportunity may be offered only pursuant to applicable offering documents and only in jurisdictions where permitted by law.
No Investment Advice
Information made available through the Service does not constitute investment, legal, tax, or accounting advice, nor a recommendation regarding any investment strategy or security. Investment decisions involve risk and depend on an investor’s individual circumstances. You should consult your own professional advisors before making any investment decision.
No Reliance
Content on the Service is provided for general informational purposes only and may not be complete, current, or accurate. In the event of any inconsistency between information on the Service and formal offering or contractual documents, the latter shall govern.
Past performance is not indicative of future results. No guarantee is made that any investment objective will be achieved or that losses will be avoided.
Forward-Looking Statements
The Service may contain forward-looking statements that are subject to risks and uncertainties. Actual outcomes may differ materially. Walmer undertakes no obligation to update such statements.

2. ELIGIBILITY AND USE OF THE SERVICE
We reserve the right to suspend or terminate access to the Service at any time, with or without notice, for any reason.

3. UPDATES TO THESE TERMS
We may amend these Terms from time to time. Updated versions will be posted on the Service and will become effective upon posting unless otherwise stated. Your continued use of the Service constitutes acceptance of any updated Terms.

4. INTELLECTUAL PROPERTY AND LICENSE
Ownership
All content available through the Service, including text, graphics, data, documents, software, trademarks, logos, and design elements (collectively, “Content”), is owned by or licensed to Walmer and is protected by applicable intellectual property laws.
Limited License
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes (or professional purposes where explicitly permitted), subject to these Terms.
You may not, without prior written consent:

• copy, modify, reproduce, distribute, or sell any Content

• create derivative works

• reverse engineer or decompile any software

• remove proprietary notices

• use the Content in a misleading or defamatory manner

All rights not expressly granted are reserved.

5. USER ACCOUNTS (IF APPLICABLE)
Certain portions of the Service may require an account. You are responsible for maintaining the confidentiality of your credentials and for all activity occurring under your account.
You agree to provide accurate, current, and complete information and to update it as necessary.
You must notify us immediately of any unauthorized access or security breach related to your account.

6. USER CONTENT AND FEEDBACK
Feedback
Any comments, suggestions, or feedback you provide become the property of Walmer and may be used without restriction or compensation.
Your Content
You retain ownership of content you submit through the Service, but you grant Walmer a worldwide, royalty-free license to use, store, reproduce, and display such content as necessary to operate the Service and comply with legal obligations.
You represent that you have all rights necessary to submit such content and agree to indemnify us against claims arising from it.

7. ACCEPTABLE USE
You agree to use the Service only for lawful purposes and not to:

• transmit malicious code or spam

• infringe intellectual property or privacy rights

• impersonate others or misrepresent affiliation

• interfere with the security or operation of the Service

• scrape, harvest, or misuse data

• engage in abusive, defamatory, or unlawful conduct

We may monitor usage and disclose information where legally required.

8. THIRD-PARTY LINKS AND CONTENT
The Service may contain links to third-party websites. Walmer does not control or endorse such sites and is not responsible for their content, policies, or practices. Accessing third-party sites is at your own risk.

9. DISCLAIMERS AND LIMITATION OF LIABILITY
No Warranties
The Service and all Content are provided “as is” and “as available”, without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability
To the fullest extent permitted by law, Walmer shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of (or inability to use) the Service, even if advised of the possibility of such damages.

10. INDEMNIFICATION
You agree to indemnify and hold harmless Walmer and its affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.

11. PRIVACY POLICY
Information We Collect
We may collect personal information that you voluntarily provide, such as your name and email address, as well as non-personal information such as browser type, device information, and usage data.
Cookies
We may use cookies and similar technologies to enhance functionality and user experience. You may control cookies through your browser settings, though disabling them may limit site functionality.
Use of Information
We use information to:

• operate and improve the Service

• communicate with you where requested

• comply with legal and regulatory obligations

We do not sell personal information.
Disclosure
We may disclose information to trusted service providers, regulators, or legal authorities where required by law or necessary to protect rights, security, or compliance obligations.
Data Security
We employ commercially reasonable safeguards to protect information, but no system is completely secure. Transmission over the internet is inherently risky.
Third-Party Websites
This Privacy Policy does not apply to third-party websites linked through the Service.
Changes to Privacy Policy
We may update this Privacy Policy from time to time. Continued use of the Service constitutes acceptance of any changes.

12. GENERAL PROVISIONS

• Severability: Invalid provisions do not affect the remainder

• No Waiver: Failure to enforce is not a waiver

• Assignment: We may assign these Terms without notice

• Entire Agreement: These Terms constitute the entire agreement

• Language: English version governs